Overview
Cursor is an AI-first code editor built on VS Code. It embeds AI throughout the development workflow  autocomplete, chat, agent mode, and background agents that work while you sleep. Founded in 2022, it's become the fastest-growing AI coding tool.
Key Capabilities
- Agent mode: AI takes over your cursor, executes multi-step coding tasks autonomously
- Background agents: Work on tasks while you're AFK  refactoring, tests, documentation
- Supermaven autocomplete: Next-generation code completion with 500k character context
- All frontier models: Claude Opus 4.6, GPT-5.1, Gemini 2.5, Grok  pick the best for each task
- Credit-based billing: Since June 2025, paid plans include monthly credit pools for API access
- Privacy mode: Code doesn't train on your data unless you opt in
Pricing Plans
- Free: 2,000 completions/month, 50 premium requests
- Pro ($20/mo): Unlimited completions, unlimited premium requests, all models, priority access
- Business ($40/seat/mo): Pro-equivalent AI access, admin controls, shared team rules, centralized billing
Who It's For
Developers who want AI to accelerate coding without replacing the creative problem-solving. Particularly strong for: debugging, refactoring, writing tests, generating boilerplate, understanding unfamiliar codebases.
Honest Assessment
Cursor is the best AI code editor for most developers. It's fast, the autocomplete is genuinely next-level, and agent mode actually works for real tasks  not just demos. The Business plan's team features (shared rules, admin controls) make it viable for enterprise adoption.
The credit-based pricing that launched in June 2025 was confusing, but the current model is clearer: Pro is $20/month for individuals, Business is $40/seat for teams.